Be Prepared for Tax Season with Help from Health Net
Your proof of health coverage form (1095-B) will arrive soon
Health Net will mail Form 1095-B to our members starting January 31, 2024. This form is not required when you file your federal or state 2023 tax return. But, we do suggest that you keep this form with your tax information. This is in case you are asked to provide proof of your health care coverage.
Important 2023 tax information from Health Net of California, Inc. and Health Net Life Insurance Company (Health Net)
Health Net will mail tax Form 1095-B to all who had individual or group health coverage with us in 2023. This includes:
- Individual & Family Plans, off-exchange.
- Catastrophic plans, on-exchange.
- Small Business Group.
- Covered California for Small Business.
- Large Business Group.
If you are enrolled in an individual on-exchange plan (with the exception of catastrophic plans), a Medicare plan, or a Medi-Cal plan, you will not receive a Form 1095-B from Health Net.
Health Net also sends the information gathered on the Form 1095-B to the IRS and the California State Franchise Tax Board. We suggest that you save this form with your tax records and show it to your tax preparer, if you use one.
Want to know more? Get answers to the questions members ask us most.
- What is Form 1095-B: Health Coverage?
- Why do I need Form 1095-B?
- When will I receive Form 1095-B?
- What do I need to do with Form 1095-B?
- Do I need to include my Form 1095-B when I file my taxes?
- How does the IRS know that I had minimum essential coverage in 2023?
- Does having Form 1095-B mean I won't have a tax penalty?
- Where can I learn more about this law and my obligations?
- How do I get another copy of my Form 1095-B?
- What should I do if the information on my Form 1095-B is incorrect?
- What if I have questions about the information on my Form 1095-B?
Form 1095-B: Health Coverage is a tax form that is used to verify that you, and any covered dependents, have health coverage that qualifies as minimum essential coverage. This form shows:
- The type of health coverage you have
- Any dependents covered by your plan
- The dates of coverage for the tax year
The Affordable Care Act's individual shared responsibility provision and the California Individual Health Care Mandate (CA Senate Bill 78) require that you have minimum essential coverage or qualify for an exemption. Form 1095-B shows when you had health coverage during the 2023 tax year.
Health Net will begin mailing Form 1095-B to members January 31, 2024.
Save it with your other tax-related documents so that you have it on hand when you or a tax professional prepares and files your taxes. Keep it with your other tax information. Do this in the event the IRS or California State Franchise Tax Board require you to provide the form as proof of your health care coverage.
No. You do not need to include Form 1095-B with your federal or state tax return. But, the IRS and the California State Franchise Tax Board suggest that you save it with your tax records. Again, do this in the event you are required to provide the form as proof of your health care coverage. If you use a tax preparer, you can show them the form along with your other tax information.
Health Net submits the information on Form 1095-B to the IRS and the California State Franchise Tax Board to document your health coverage in 2023. We are legally required to do this for all those to whom we provided minimum essential coverage.
California Senate Bill 78 (CA SB 78) requires all California residents, including children, to maintain minimum essential coverage. If they don't, they could be subject to a state tax penalty (unless they qualify for an exemption).
Covered California is a good resource. You may also talk with a tax advisor.
If you did not receive your Form 1095-B or would like to request a replacement copy, please call us at the number on your Health Net ID card.
If the information on your Form 1095-B is wrong, please give us a call. Our phone number is on your Health Net ID card.
For any questions about the information on your Form 1095-B, please give us a call. Our phone number is on your Health Net ID card.